:root{--navy:#253551;--navy2:#1b2740;--gold:#a8791a;--gold2:#e8be62;--cream:#faf7f0;--ink:#1a1a1a;--muted:#4a4f57;--line:#e4ddcc;
--font:"Atkinson Hyperlegible",Verdana,Arial,sans-serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--font);font-size:21px;line-height:1.7;color:var(--ink);background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px;text-decoration-thickness:2px}
a:focus-visible,.btn:focus-visible,summary:focus-visible{outline:4px solid var(--gold2);outline-offset:3px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px 14px;z-index:99;border:2px solid var(--navy)}
h1,h2,h3{line-height:1.25;margin:1.3em 0 .5em;color:var(--navy2)}
h1{font-size:clamp(2.1rem,4.6vw,3.2rem);margin-top:0}h2{font-size:clamp(1.7rem,3.2vw,2.3rem)}h3{font-size:1.4rem}
p{margin:0 0 1.1em}p,li{max-width:66ch}ul,ol{padding-left:1.3em}li{margin:.45em 0}
.wrap{max-width:1140px;margin:0 auto;padding:0 5vw}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.hwrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:10px 5vw;max-width:1300px;margin:0 auto;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--navy2)}
.brand img{width:64px;height:64px}
.brand .t1{display:block;font-size:1.45rem;font-weight:700;line-height:1.1}
.brand .t2{display:block;font-size:1rem;color:var(--gold);font-weight:700}
.hcall{font-weight:700;font-size:1.2rem;text-decoration:none;background:var(--navy);color:#fff;padding:10px 18px;border-radius:10px;white-space:nowrap}
nav.main{background:var(--cream);border-bottom:1px solid var(--line)}
nav.main ul{list-style:none;margin:0 auto;padding:6px 5vw;display:flex;flex-wrap:wrap;gap:4px 22px;max-width:1300px}
nav.main li{margin:0}nav.main a{display:inline-block;padding:8px 2px;text-decoration:none;font-weight:700;font-size:1.05rem}
nav.main a[aria-current=page]{border-bottom:3px solid var(--gold)}
.hero{background:linear-gradient(180deg,var(--cream),#fff);padding:56px 0 40px}
.hero .lead{font-size:1.3rem;color:var(--muted)}
.btns{display:flex;flex-wrap:wrap;gap:14px;margin:26px 0 10px}
.btn{display:inline-block;padding:16px 26px;border-radius:12px;font-weight:700;font-size:1.2rem;text-decoration:none;border:2px solid var(--navy)}
.btn.primary{background:var(--navy);color:#fff}.btn.ghost{background:#fff;color:var(--navy)}
.trust{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:22px;font-weight:700;color:var(--navy2);font-size:1.05rem}
.trust span::before{content:"\2605  ";color:var(--gold)}
section{padding:44px 0}section.alt{background:var(--cream)}
.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.card h3{margin-top:0}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;position:relative;padding-left:64px;margin:0 0 22px;max-width:none}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:1.2rem}
.note{border-left:6px solid var(--gold);background:var(--cream);padding:18px 22px;border-radius:8px;margin:24px 0}
.note p:last-child{margin-bottom:0}
.small{font-size:1rem;color:var(--muted)}
details{border:1px solid var(--line);border-radius:12px;padding:14px 20px;margin:12px 0;background:#fff}
summary{font-weight:700;cursor:pointer;font-size:1.15rem;color:var(--navy2)}details p{margin-top:12px}
.cta{background:var(--navy);color:#fff;text-align:center;padding:50px 0}.cta h2{color:#fff;margin-top:0}.cta p{margin-left:auto;margin-right:auto}
.cta .btn.primary{background:var(--gold2);color:var(--navy2);border-color:var(--gold2)}.cta .btn.ghost{background:transparent;color:#fff;border-color:#fff}
.cta .btns{justify-content:center}
footer{background:var(--navy2);color:#e9e6de;padding:40px 0 28px;font-size:1.02rem}
footer a{color:#fff}footer .fgrid{display:grid;gap:26px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
footer h2{color:var(--gold2);font-size:1.2rem;margin:0 0 .5em}footer ul{list-style:none;padding:0;margin:0}
footer .legal{border-top:1px solid #3a4866;margin-top:26px;padding-top:18px;font-size:.95rem;color:#cfd3dc}
@media (max-width:640px){.site-header{position:static}.hwrap{padding:10px 5vw}.hcall{width:100%;text-align:center}nav.main ul{gap:2px 18px}nav.main a{padding:6px 0;font-size:1rem}body{font-size:20px}.brand img{width:52px;height:52px}.brand .t1{font-size:1.25rem}.hcall{font-size:1.05rem;padding:9px 14px}.hero{padding:34px 0 26px}.btn{width:100%;text-align:center}}